Home Finance Causes Why You Want a VentureOne Card – NerdWallet

Causes Why You Want a VentureOne Card – NerdWallet


The Capital One VentureOne Rewards Credit score Card presents versatile rewards, a $0 annual charge and no limits on the variety of miles you possibly can earn making purchases. There are some lesser-known the explanation why you ought to be utilizing the Capital One VentureOne Rewards Credit Card card for on a regular basis purchases.

However first: The well-known causes

  • Welcome bonus: Earn a bonus of 20,000 miles when you spend $500 on purchases inside 3 months from account opening, equal to $200 in journey.

  • Limitless rewards on purchases: Earn limitless 1.25 miles per greenback on each buy you make.

  • Redeem miles for journey: Use your miles to pay for journey bills at a price of 1 cent per mile.

Underrated causes

A greater deal for frugal customers

You may earn beneficial Capital One Miles with out paying the $95 annual charge of the Capital One Venture Rewards Credit Card. Though the Capital One Enterprise Rewards Credit score Card earns 2x miles and has a bigger welcome bonus, it’s worthwhile to spend over $12,000 every year to interrupt even on the annual charge. When you do not plan on spending a minimum of $1,000 per 30 days in your card, the Capital One VentureOne Rewards Credit score Card is a greater rewards bank card for you.

Earn limitless 5x miles on Uber Eats orders by Jan. 31

Till Jan. 31, Capital One VentureOne Rewards Credit score Card cardholders will earn 5x miles per greenback on all Uber Eats orders.

90 days to earn miles to pay for journey purchases

Many travel loyalty programs require you to have sufficient miles in your account if you wish to e book a reservation. However the Capital One VentureOne Rewards Credit score Card’s Purchase Eraser helps you to apply factors to erase journey fees as much as 90 days after the acquisition posts to your account. Which means you could have about three months from the date of your journey buy to earn rewards to erase it.

A number of redemption choices for miles

Capital One Miles usually are not only for journey purchases. Chances are you’ll redeem your miles for an account credit score, a examine, present playing cards and purchases made by PayPal. Miles can be used to e book journey by the Capital One journey portal or miles will be transferred to airline and resort companions.

Switch miles to airline and resort companions

Capital One miles switch to greater than 10 loyalty packages together with Air France, Emirates, JetBlue and resorts within the Accor Reside Limitless program. You may obtain between 500 and 750 miles/factors for each 1,000 Capital One miles transferred, relying on this system.

No international transaction charges

When touring internationally, it pays to have a bank card just like the Capital One VentureOne Rewards Credit score Card that doesn’t cost international transaction charges. Some banks cost as much as 3% if you make purchases in international nations. This card’s no international transaction charge can add as much as substantial financial savings should you cost rather a lot abroad.

Auto rental collision harm waiver

While you hire a automotive along with your card and decline the rental company’s collision insurance coverage, you will be lined for any harm to your eligible rental automotive as a result of collision or theft. This insurance coverage is secondary to your private auto insurance coverage, so it would cowl damages after your private insurance coverage does.

Prolonged guarantee safety

Producer warranties on eligible purchases are prolonged by an additional 12 months for gadgets bought completely along with your Capital One VentureOne Rewards Credit score Card. This covers eligible warranties of three years or much less and claims as much as $10,000 per merchandise and $50,000 per cardholder.

Unique entry to occasions

Cardholders have unique entry to premier culinary experiences, concert events, sports activities, and precedence entry to presales for sure occasions.

Digital card numbers from Eno

Purchasing on-line can expose your bank card info to hackers. With digital card numbers from Eno, you possibly can create free single-use bank card numbers when buying on-line or over the telephone. This lets you store safely whereas protecting your precise card quantity to your self.

Lock your bank card

In case your bank card is misplaced or stolen, or just misplaced, you possibly can lock your bank card to stop unauthorized use by the Capital One cellular app or web site. This precaution can shield your account and save the trouble of disputing fraudulent transactions.

The underside line

The Capital One VentureOne Rewards Credit score Card is a $0 annual charge card that provides a variety of underrated advantages. It earns a vast 1.25 miles per greenback, they usually can be utilized to erase purchases, e book journey, purchase present playing cards, or switch to airline and resort companions. However it additionally comes with a protracted listing of lesser-known advantages, like buy safety, occasion entry and rental automotive protection, that make it a good selection for lots of shoppers.

The way to Maximize Your Rewards

You desire a journey bank card that prioritizes what’s vital to you. Listed below are our picks for the best travel credit cards of 2021, together with these finest for: